Workers’ Comp

Surveillance Specialists

The rising claim frequency and premium loss rates, medical inflation, and increasing litigation have contributed to the increasing costs of claims.

The average cost of a California Workers Compensation indemnity claim edged up slightly to reach a record high of $66,922 in 2011, a California Workers’ Compensation Institute bulletin states and the estimated average cost of an indemnity claim is projected to reach $85,785, in 2014 per a recent Workers’ Compensation Insurance Rating Bureau (WCIRB) report.

Early intervention and fraud investigations is key to reducing your risk and keeping your costs down.

Since 1952, Estes-Zako & Associates Investigations has cultivated a longstanding tradition of providing investigative excellence to insurance carriers and self-insured employers.

Our investigative services, which include sub-rosa/surveillance of workers’ compensation and liability claims, have helped claims examiners and defense attorneys make informed, educated, and responsible claims decisions, and have saved their companies and clients millions of dollars.

We understand that you have many choices when selecting an investigator and we realize many investigative companies make promises about what they can do; promises that often go unfulfilled and almost always leave you looking bad to your managers.

What we will promise you that most agencies cannot is that we will not embarrass you or your company. We do not use investigators who are untrained, inexperienced, or make for poor witnesses on the stand. Everything we do, we do with your best interests in mind. We maintain an ethics policy, we treat the subject of an investigation like a real person, and we always respect their rights and dignity as individuals.

Please contact Estes-Zako & Associates Investigations for more information.